REI Loans Usa

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Closings in as little as 10 days

We fund projects of all sizes and complexities, from fix-and-flips to ground-up construction, as well as single-family and multi-family rental loans. No project is too challenging for us!

Our ​Process

Answer some basic questions in less than 60 seconds with no impact to your credit score. Once you are pre-approved, our loan specialist will be in contact with you to
provide you with instant terms and proof of funds (if needed).

REI Loans USA | DSCR, Fix and flip, Ground-up construction Loans

Products

Fix and Flips

Fix and
Flips

Ground up constructions

Ground up constructions

Rental Portfolios

Rental
Portfolios

Delayed Purchase

Delayed
Purchase

Single Family Rentals

Single Family
Rentals

Stabilized Bridge

Stabilized
Bridge

FAQ

What is a private money loan? A private money loan is a type of financing provided by individuals or private companies, rather than traditional banks. These loans are typically used by real estate investors for short-term projects such as fix-and-flip, new construction, or rental property purchases.

We offer a variety of private money loans, including:

• DSCR loans (Debt Service Coverage Ratio)
• Fix and flip loans
• Ground-up construction loans
• Portfolio loans
• Bridge loans
• And more!

Our loans are designed for real estate investors who may not qualify for traditional bank financing or who need fast, flexible funding. We consider various factors, including the value of the property and the investor’s experience.

Loan amounts vary depending on the type of loan and the value of the property. We generally
offer loans from $75,000 to $10,000,000 or more, depending on the project.

Interest rates vary depending on the type of loan and the borrower’s experience. Our rates are
competitive and tailored to meet the needs of each investor. 

Once approved, funding can typically be completed in as little as 5-7 days. For bridge loans or urgent needs, we may be able to fund even faster.

Our loans typically do not have prepayment penalties, allowing you to pay off your loan early without extra fees. We can discuss specific terms based on your loan type.